English Practice Question and Answer

Q:

Direction: Choose the correct alternative of the following sentences.
He said, “I was sleeping.”

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    He said that he had been sleeping
    Correct
    Wrong
  • 2
    He said that he was sleeping
    Correct
    Wrong
  • 3
    He said that he had sleeping
    Correct
    Wrong
  • 4
    He said that I had been sleeping
    Correct
    Wrong
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Answer : 2. " He said that he was sleeping"

Q:

Direction: In the following question, out of the four alternatives, choose the one which can be substituted for the given sentence.

The action of draining something-

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    Extortion
    Correct
    Wrong
  • 2
    Extinction
    Correct
    Wrong
  • 3
    Expulsion
    Correct
    Wrong
  • 4
    Exhaustion
    Correct
    Wrong
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Answer : 4. "Exhaustion"

Q:

ANTIQUATED

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    modern
    Correct
    Wrong
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    renovated
    Correct
    Wrong
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    renewed
    Correct
    Wrong
  • 4
    unique
    Correct
    Wrong
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Answer : 1. "modern "

Q:

Choose the correct option:
 In an official letter, you address the person you are writing to -

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    as Sir/Madam
    Correct
    Wrong
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    by his/her first name
    Correct
    Wrong
  • 3
    as "Sir and Madam"
    Correct
    Wrong
  • 4
    informally
    Correct
    Wrong
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Answer : 1. "as Sir/Madam"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Where is the headquarters of AU Small Finance Bank?

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    Ahmedabad
    Correct
    Wrong
  • 2
    Jaipur
    Correct
    Wrong
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    Mumbai
    Correct
    Wrong
  • 4
    Delhi
    Correct
    Wrong
  • 5
    Bangalore
    Correct
    Wrong
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Answer : 2. "Jaipur"

Q:

Select the most appropriate meaning of the given idiom.

Breath of fresh air

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    a peaceful and relaxing place
    Correct
    Wrong
  • 2
    someone with a pleasant voice
    Correct
    Wrong
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    a high-priced and expensive thing
    Correct
    Wrong
  • 4
    someone or something new and refreshing
    Correct
    Wrong
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Answer : 4. "someone or something new and refreshing"
Explanation :

The correct answer is "someone or something new and refreshing". Given Idiom: Breath of fresh air means someone or something that makes a situation feel new, different, and exciting. For example, The beautiful new paint colour is a breath of fresh air for the office.

Q:

Choose the word that can substitute the given group of words.

Belonging to the same kind

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    Sebaceous
    Correct
    Wrong
  • 2
    Heterogeneous
    Correct
    Wrong
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    Homogeneous
    Correct
    Wrong
  • 4
    Casserole
    Correct
    Wrong
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Answer : 3. "Homogeneous"
Explanation :

Homogeneous means of the same kind or similar in nature, fitting the given context.


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