English Practice Question and Answer

Q:

Direction: In the following questions, out of the four alternatives, choose the one which best expresses the meaning of the given word as your answer.

Superficial

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    Sharp
    Correct
    Wrong
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    Prosperous
    Correct
    Wrong
  • 3
    Gorgeous
    Correct
    Wrong
  • 4
    Shallow
    Correct
    Wrong
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Answer : 4. "Shallow"

Q:

Direction: In the question, a sentence has been given in Direct/Indirect. Out of the four alternatives suggested, select the one which best expresses the same sentence in Indirect/Direct and mark your answer in the Answer Sheet.
Mary said, “I am sorry.’

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    Mary Said that she was sorry.
    Correct
    Wrong
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    Mary said that she is sorry.
    Correct
    Wrong
  • 3
    Mary said that she will be sorry.
    Correct
    Wrong
  • 4
    Mary says that she will be sorry.
    Correct
    Wrong
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Answer : 1. "Mary Said that she was sorry."

Q:

In the following question, choose the word opposite in meaning to the given word.

PROTEAN

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    Fact
    Correct
    Wrong
  • 2
    Mend
    Correct
    Wrong
  • 3
    Unchanging
    Correct
    Wrong
  • 4
    Rejoice
    Correct
    Wrong
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Answer : 3. "Unchanging"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Where is the headquarters of AU Small Finance Bank?

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    Ahmedabad
    Correct
    Wrong
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    Jaipur
    Correct
    Wrong
  • 3
    Mumbai
    Correct
    Wrong
  • 4
    Delhi
    Correct
    Wrong
  • 5
    Bangalore
    Correct
    Wrong
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Answer : 2. "Jaipur"

Q:

Mark the Opposite of the underlined word in the sentence given below. 

complicated

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    complex
    Correct
    Wrong
  • 2
    laid
    Correct
    Wrong
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    split
    Correct
    Wrong
  • 4
    simple
    Correct
    Wrong
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Answer : 4. "simple"

Q:

Direction(16): In each of the following questions, choose the correctly spelt word.

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    Puerille
    Correct
    Wrong
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    Puerrile
    Correct
    Wrong
  • 3
    Puerile
    Correct
    Wrong
  • 4
    Purrile
    Correct
    Wrong
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Answer : 3. "Puerile"

Q:

Directions :  In the following passage there are blanks, each of which has been numbered. These numbers are printed below the passage, against each, five words are suggested, one of which fits the blank appropriately. Find out the appropriate word in each case .
Once there was a lake which was (1) to many golden swans. Every six months, the swans would leave a golden feather as a (2) for using the lake. The soldiers of the kingdom in which the lake was, would collect the feathers and deposit them in the royal treasury. One day, a homeless bird saw the lake. "The water in this lake (3) so coot and soothing. I will (4) my nest here," thought the bird. As soon as the bird settled down near the lake, the golden swans noticed her. They shouted, "This lake belongs to us! We pay a golden feather to the King for using it. You cannot live here."
"I am homeless, brothers. I too will pay the rent. Please give me (5)." the bird pleaded. "How will you pay the rent? You do not have golden feathers," said the swans, laughing. They further added, "Stop dreaming and leave at once." The humble bird pleaded many times. But, the arrogant swans (6) her away. "I will teach them a lesson!" decided the humiliated bird. She went to the King and said, "O King! The, swans, in your lake are impolite and unkind. I begged for shelter but they said that they had rented the lake"." The King was angry with the arrogant swans for (7) insulted the homeless bird. He ordered his soldiers to bring the arrogant swans to his court. In no time, all the golden swans were brought to the King's court. "Do you think the royal treasury depends upon your golden feathers? You cannot decide who lives by the lake. Leave the lake at once or you all will be beheaded!" shouted the King. The swans shivered with (8) on hearing the King. They flew away and never (9). The bird built her home near the lake and lived there happily forever. The bird gave shelter to all other birds who (10) to stay near the lake. 

Fill in the blank at (2).

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    treasure
    Correct
    Wrong
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    fee
    Correct
    Wrong
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    money
    Correct
    Wrong
  • 4
    interest
    Correct
    Wrong
  • 5
    charging
    Correct
    Wrong
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Answer : 2. "fee "

Q:

Select the most appropriate option that can substitute the underlined segment in the given sentence.
 Our office is in the 2nd floor of the skyscraper.

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    is for the 2nd floor
    Correct
    Wrong
  • 2
    is on the 2nd floor
    Correct
    Wrong
  • 3
    is with the 2nd floor
    Correct
    Wrong
  • 4
    is at the 2nd floor
    Correct
    Wrong
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Answer : 2. "is on the 2nd floor"
Explanation :

The correct sentence is:

Our office is on the 2nd floor of the skyscraper.

Explanation: When referring to the location of a place within a building, we use "on" instead of "in." Therefore, the correct preposition in this context is "on the 2nd floor."

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