English प्रश्न और उत्तर का अभ्यास करें

प्र:

Select the incorrectly spelt word.

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    Anniversary
    सही
    गलत
  • 2
    Transcends
    सही
    गलत
  • 3
    Sectarian
    सही
    गलत
  • 4
    Snnipets
    सही
    गलत
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उत्तर : 4. "Snnipets"

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उत्तर : 3. "C"

प्र:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Who is the founder of AU Small Finance Bank?

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    Sanjay Agarwal
    सही
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    Uday Kotak
    सही
    गलत
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    Shanti Lal Jain
    सही
    गलत
  • 4
    A. Manimekhalai
    सही
    गलत
  • 5
    Dinesh Kumar Khara
    सही
    गलत
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उत्तर : 1. "Sanjay Agarwal"

प्र:

Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
   
Indeed the western recession is really the beginning of good news for India! But to understand that we will have to move away for a while from the topic of western recession . . . . . . . to the Japanese recession! For years the Japanese style of management has been admired. However, over the last decade or so, one key question has sprung up ‘if Japanese management style is as wonderful as described then why has Japan been in a recession for more than a decade?'
The answer to this question is very simple. Culture plays a very important part in shaping up economies. What succeeds in one culture fails in another. Japanese are basically nonmaterialistic. And however rich they become, unlike others, they cannot just keep throwing and buying endlessly. And once they have everything they need; there is a saturation point. It was only when companies like Toyota realized that they cannot keep selling cars endlessly to their home market that they went really aggressive in the western markets-and the rest is history. Japanese companies grew bigger by catering to the world markets when their home markets shrunk.

served equally well. They were lured through advertising and marketing techniques of ‘dustbinisation' of the customer; and then finally, once they became ready customers, they were given loans and credits to help them buy more and more. When all the creditworthy people were given loans to a logical limit, they ceased to be a part of the market. Even this would have been understandable if it could work as an eye-opener. Instead of taking the 'Right Step' as Toyota did, they preferred to take a 'shortcut'. Now banks went to the noncredit worthy people and gave them loans. The people expectedly defaulted and the entire system collapsed.

Now like Toyota western companies will learn to find new markets. They will now lean towards India because of its common man! The billion-plus population in the next 25 years will become, a consuming middle-class. Finally, there will be a real surge in income of these people and in the next fifty odd years, one can really hope to see an equal world in terms of material plenty, with poverty being almost nonexistent! And this will happen not by selling more cars to Americans and Europeans. It will happen by creating markets in India, China, Latin America and Africa, by giving their people purchasing power and by making products for them.
The recession has made us realize that it is not because of worse management techniques, but because of limits to growth. And they will realize that it is great for planet earth. After all, how many cars and houses must the rich own before calling it enough? It's time for them to look at others as well. Many years back, to increase his own profits, Henry Ford had started paying his workers more, so that they could buy his cars. In similar fashion, now the developed world will pay the developing world people so that they can buy their cars and washing machines.
The recession will kick - start the process of making the entire world more prosperous, and lay the foundation of limits to growth in the west and the foundation of real globalization in the world - of the globalization of prosperity. And one of its first beneficiaries will be India. 

Direction: Choose the word which is most similar in meaning to the word printed in bold as used in the passage.
AGGRESSIVE 

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    Violent
    सही
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    Determined
    सही
    गलत
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    Demanding
    सही
    गलत
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    Offensive
    सही
    गलत
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    Brutish
    सही
    गलत
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उत्तर : 2. "Determined "

प्र:

The following sentence has been split into four segments. Identify the segment that contains a grammatical error.

We stayed / in Jim’s flat / during he was / on holiday

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    on holiday
    सही
    गलत
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    during he was
    सही
    गलत
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    in Jim’s flat
    सही
    गलत
  • 4
    We stayed
    सही
    गलत
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उत्तर : 2. "during he was"

प्र:

Parts of the following sentence are given as options. Identify the segment that contains a grammatical error.

He was not able to give many time to his research.

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    He was not able
    सही
    गलत
  • 2
    many time
    सही
    गलत
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    to give
    सही
    गलत
  • 4
    to his research
    सही
    गलत
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उत्तर : 2. "many time"
व्याख्या :

The correct form is "much time" instead of "many time."

प्र:

Select the most appropriate synonym of the given word.

Eccentric

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    Common
    सही
    गलत
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    Charming
    सही
    गलत
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    Excellent
    सही
    गलत
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    Queer
    सही
    गलत
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उत्तर : 4. "Queer"

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    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

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    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

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    कृपया संदेश दर्ज करें
    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

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    कृपया संदेश दर्ज करें
    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

      त्रुटि की रिपोर्ट करें

    कृपया संदेश दर्ज करें
    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

      त्रुटि की रिपोर्ट करें

    कृपया संदेश दर्ज करें
    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई