Read the passage carefully and give the answer of following questions.

The public sector banks are witnessing in India a period of transition and are at crossroads, where they without giving up social responsibility, should also remain healthy. They need to undertake risky experiments, yet perform it innovatively in a way it does not fail. They should make forays into new areas which are rarely tread by them and lose no emerging opportunities. It should be understood that absence of any bad advance is no sign of efficient banking system. It only indicates immense conservatism. However this is no guarantee for profit. There should be a balance between liquidity and risk. Past sins should be forgotten. Novel and pragmatic techniques should be adopted without which banks would be in danger.

What, according to the author, are the public sector banks witnessing?

Direction: In the following questions, out of the four alternatives, choose the word opposite in meaning of the given word as your answer.

OPULENCE 

Directions: In the following questions, sentences are given with blanks to be filled in with an appropriate word(s). Four alternatives are suggested for each question. Choose the correct alternative out of the four as your answer.

The lady ________ to be a close relative of ours. 

Directions: In the following questions, some of the sentences have errors and some are correct. Find out which part of a sentence has an error. The number of that part is your answer. If a sentence is free from errors, then your answer is (4) i.e., No error. 

“The Arabian Nights” (1) / are indeed (2) / an interesting book. (3) / No error (4)  

Read the following passage carefully and answer the questions given below it.
If the census tells us that India has two or three hundred languages, it also tells us, I believe, that Germany has about fifty or sixty languages. I do not remember anyone pointing out this fact in proof of the disunity or disparity of Germany. As a matter of fact, a census mentions all manner of petty languages, sometimes spoken by a few thousand persons only; and often dialects are classed for scientific purposes as different languages. India seems to me to have surprisingly few languages, considering its area. Compared to the same area in Europe, it is far more closely allied in regard to language, but because of widespread illiteracy, common standards have not developed and dialects have formed. The principal languages of India are Hindustani (of the two varieties, Hindi and Urdu), Bengali, Gujarati, Marathi, Tamil, Telugu, Malayalam and Kannada. If Assamese, Oriya, Sindhi, Kashmiri, Pushtu and Punjabi are added, the whole country is covered except for some hill and forest tribes. Of these, the Indo-Aryan languages, which cover the whole north, centre and west of India, are closely allied; and the southern Dravidian languages, though different, have been greatly influenced by Sanskrit, and are full of Sanskrit words. 

ln the question given below choose the word most opposite in meaning to the given word and mark your answer.
Stridency 

Directions: Read the following passage carefully and answer the questions given below it. Certain words have been printed in bold to help you locate them while answering some of the questions.
   
Indeed the western recession is really the beginning of good news for India! But to understand that we will have to move away for a while from the topic of western recession . . . . . . . to the Japanese recession! For years the Japanese style of management has been admired. However, over the last decade or so, one key question has sprung up ‘if Japanese management style is as wonderful as described then why has Japan been in a recession for more than a decade?'
The answer to this question is very simple. Culture plays a very important part in shaping up economies. What succeeds in one culture fails in another. Japanese are basically nonmaterialistic. And however rich they become, unlike others, they cannot just keep throwing and buying endlessly. And once they have everything they need; there is a saturation point. It was only when companies like Toyota realized that they cannot keep selling cars endlessly to their home market that they went really aggressive in the western markets-and the rest is history. Japanese companies grew bigger by catering to the world markets when their home markets shrunk.

served equally well. They were lured through advertising and marketing techniques of ‘dustbinisation' of the customer; and then finally, once they became ready customers, they were given loans and credits to help them buy more and more. When all the creditworthy people were given loans to a logical limit, they ceased to be a part of the market. Even this would have been understandable if it could work as an eye-opener. Instead of taking the 'Right Step' as Toyota did, they preferred to take a 'shortcut'. Now banks went to the noncredit worthy people and gave them loans. The people expectedly defaulted and the entire system collapsed.

Now like Toyota western companies will learn to find new markets. They will now lean towards India because of its common man! The billion-plus population in the next 25 years will become, a consuming middle-class. Finally, there will be a real surge in income of these people and in the next fifty odd years, one can really hope to see an equal world in terms of material plenty, with poverty being almost nonexistent! And this will happen not by selling more cars to Americans and Europeans. It will happen by creating markets in India, China, Latin America and Africa, by giving their people purchasing power and by making products for them.
The recession has made us realize that it is not because of worse management techniques, but because of limits to growth. And they will realize that it is great for planet earth. After all, how many cars and houses must the rich own before calling it enough? It's time for them to look at others as well. Many years back, to increase his own profits, Henry Ford had started paying his workers more, so that they could buy his cars. In similar fashion, now the developed world will pay the developing world people so that they can buy their cars and washing machines.
The recession will kick - start the process of making the entire world more prosperous, and lay the foundation of limits to growth in the west and the foundation of real globalization in the world - of the globalization of prosperity. And one of its first beneficiaries will be India. 

Directions: Choose the word/phrase which is most opposite in meaning to the word printed in bold as used in the passage.  
PROSPEROUSTI 

The 1^st and the last sentences of the passage are numbered 1 and 6. The rest of the passage is split into four parts P, Q, R and S. These four parts are not given in their proper order. Read the sentence and find out which of the four combinations is correct. The find the correct answer and indicate it in the answer sheet.

1. Yesterday evening a gang of more than fifty armed people robbed the villagers.
P. Angry villagers blocked the highway for several hours to protest police inaction.
Q. It is alleged, however, that the police arrived at the scene of the crime several hours later.
R. While the looting was going on. the police were called repeatedly over the telephone.
S. Many people who tried to prevent the crime were beaten mercilessly by the robbers.
6. The blockade was lifted after the DSP himself arrived and promised action will be taken. 

Identify the best way to improve the Bold part of the given sentence. If there is no improvement required, select ‘no improvement’-

The sound was thin and unnatural, and the voices were blurred by static.