English प्रश्न और उत्तर का अभ्यास करें

प्र:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

How much approx stake does the founder of AU Small Finance Bank have in AU Small Finance Bank? 

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    51% stake
    सही
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    28.5% stake
    सही
    गलत
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    37.97% stake
    सही
    गलत
  • 4
    10% stake
    सही
    गलत
  • 5
    49.23% stake
    सही
    गलत
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उत्तर : 2. "28.5% stake "

प्र:

Choose the correct one word - 'A group of three powerful people.'

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    Trivet
    सही
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  • 2
    Tritium
    सही
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    Trio
    सही
    गलत
  • 4
    Triumvirate
    सही
    गलत
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उत्तर : 4. "Triumvirate"

प्र:

Read the following passage and answer the questions given after it.

Notwithstanding logistical challenges posed by COVID19 pandemic, India continues to expand its rice exports footprint in the African, Asian and European Union markets, thus having the largest share in global rice trade. The robust global demand also helped India’s growth in rice exports.

In 2020-21, India’s rice exports (Basmati and Non-Basmati) rose by a huge 87 per cent to 17.72 Million Tonne (MT) from 9.49 MT achieved in 2019-20. In terms of value realisation, India’s rice exports rose by 38 per cent to USD 8815 million in 2020-21 from USD 6397 million reported in 2019-20. In terms of Rupees, India’s rice export grew by 44 per cent to Rs 65298 crore in 2020-21 from Rs 45379 crore in the previous year. In the first seven months of the current financial year (2021-22), India’s rice exports rose by more than 33 per cent to 11.79 MT from 8.91 MT achieved during April-October, 2020-21. It is anticipated that India’s rice exports in 2021-22 would likely surpass the record feet of 17.72 MT achieved in 2020-21.

In 2020-21, India shipped non-basmati rice to nine countries - Timor-Leste, Puerto Rico, Brazil, Papua New Guinea, Zimbabwe, Burundi, Eswatini, Myanmar and Nicaragua, where exports were carried out for the first time or earlier the shipment was smaller in volume. India’s Non-Basmati rice exports was valued at USD 4796 million (Rs 35448crore) in 2020- 21, with Basmati Rice exports a close second at USD 4018 million (Rs 29,849 crore). In terms of volume of Basmati rice exports in 2020-21, top ten countries – Saudi Arabia, Iran, Iraq, Yemen, United Arab Emirates, United States of America, Kuwait, United Kingdom, Qatar and Oman have a share of close to 80 per cent in total shipments of aromatic long grained rice from India.

Top ten countries – Nepal, Benin, Bangladesh, Senegal, Togo, Cote D Ivoire, Guinea, Malaysia, Iraq, United Arab Emirates – have a share of 57 per cent in India’s total exports of non-Basmati rice in 2020-21 in terms of volume.

Which of the following countries imported rice from India for the first time?

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    Iraq
    सही
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    Bangladesh
    सही
    गलत
  • 3
    Brazil
    सही
    गलत
  • 4
    United Arab Emirates
    सही
    गलत
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उत्तर : 3. "Brazil"

प्र:

Select the most appropriate option that can substitute the underlined segment in the given sentence.
The new shop that opened last week are hardly sufficient stock of the products that it advertised about.

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    hardly hadn’t
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    hardly had
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    hardly is having
    सही
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    is had
    सही
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उत्तर : 2. "hardly had"

प्र:

Choose the option that can substitute the underlined segment correctly and complete the meaning of the sentence.
 Navika is a superb and impressive child in her class.

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    Splendid
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    Brilliant
    सही
    गलत
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    Dazzling
    सही
    गलत
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    Vivid
    सही
    गलत
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उत्तर : 2. "Brilliant"

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    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

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    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

      त्रुटि की रिपोर्ट करें

    कृपया संदेश दर्ज करें
    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई

      त्रुटि की रिपोर्ट करें

    कृपया संदेश दर्ज करें
    त्रुटि रिपोर्ट सफलतापूर्वक जमा हुई