English Practice Question and Answer

Q:

Kalidasa was a greater classical Sanskrit poet of India.

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    No improvement
    Correct
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    was a great classical
    Correct
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  • 3
    was the greater classic
    Correct
    Wrong
  • 4
    was a greatest classical
    Correct
    Wrong
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Answer : 2. "was a great classical"

Q:

Groups of four words are given. In each group, one word is correctly spelt. Find the correctly spelt word and mark your answer in the Answer-Sheet.

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    Vaccum
    Correct
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    Vacum
    Correct
    Wrong
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    Vacuum
    Correct
    Wrong
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    Vacuum
    Correct
    Wrong
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Answer : 3. "Vacuum "

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

According to the passage, AU Small Finance Bank Limited was founded as

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    Health Finance Company
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    Small Finance Bank
    Correct
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    Vehicle Finance Company
    Correct
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    Educational Finance Company
    Correct
    Wrong
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    Sports Finance Company
    Correct
    Wrong
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Answer : 3. "Vehicle Finance Company"

Q:

Choose the word that is opposite in meaning to the given word.

Algid

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    Algae
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    Gelid
    Correct
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    Igneous
    Correct
    Wrong
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    Clean
    Correct
    Wrong
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Answer : 3. "Igneous"

Q:

Select the most appropriate ANTONYM of the underlined word in the following sentence.
 I felt terribly jaded after working all weekend.

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    glutted
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    refreshed
    Correct
    Wrong
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    spent
    Correct
    Wrong
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    vigorous
    Correct
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Answer : 2. "refreshed"
Explanation :

"Jaded" refers to feeling tired, worn out, or lacking enthusiasm due to overexertion or overexposure. The opposite or antonym of feeling jaded is feeling "refreshed," which implies a renewal of energy and a revitalized state. Therefore, option (B) refreshed is the most appropriate antonym in this context.


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Answer : 3. "3"
Explanation :

more will replace much because – more (Adv.) : in addition; to a greater extent (needs to be done/is desired) more → Comparative Degree much →Positive Degree most →Superlative Degree Look at the examples given below : People watch T.V. more than is needed. She needs to be given more time than is allotted. Hence, leaves more to be desired is the right usage.

Q:

Select the INCORRECTLY spelt word.

Options:

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    Certificate
    Correct
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    Channel
    Correct
    Wrong
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    Champeon
    Correct
    Wrong
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    Challenge
    Correct
    Wrong
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Answer : 3. "Champeon"

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