Answer: A) Personal financial planning is the process of creating and achieving financial goals Explanation: Personal financial planning is the process of creating and achieving financial goals.   True statements regarding personal financial planning: As we age, the number and complexity of the financial decisions that we make increases. There are two means for achieving financial goals—you either need to increase your savings or reduce spending. A family's resources are limited.

Answer: D) All the above Explanation: Capitalism is an economic system followed by a country or a society which is characterized by Privately owned businesses, a market economy and profits. Capitalism is defined as "production for exchange" driven by the desire for personal accumulation of money receipts in such exchanges, mediated by free markets. The markets themselves are driven by the needs and wants of consumers and those of society as a whole in the form of the bourgeois state.

Answer: D) Customer deposits Explanation: A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.   Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.   Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

Answer: A) Y Explanation: If you add all the terms of the LHS of equality, then the last letter of the sum written in words would give you the RHS. 1 + 1 + 1 + 1 = 4 = FOUR 2 + 2 + 2 + 2 = 8 = EIGHT 3 + 3 + 3 + 3 = 12 = TWELVE 4 + 4 + 4 + 4 = 16 = SIXTEEN   So, following the same pattern. 5 + 5 + 5 + 5 = 20 = TWENTY   That gives us our answer to 5 5 5 5 =  "Y".

Answer: B) 45 Explanation: Number of squares in the given figure is 16 + 9 + 19 + 1 = 45.

Answer: A) Yin-tu Explanation: The Chinese writers mention India by the name of "Yin-tu".

Answer: C) Russia Explanation: Here the relation between the given words is that the first word is the National animal of the second word. As Peacock is the national bird of India, similarly Bear is the national animal of Russia.   Hence, Peacock : India :: Bear : Russia.

Answer: D) borders Explanation: There are different colors that are used for different signs on the maps. The typical color standard for topographic maps depicts contours in brown, bodies of water in blue, boundaries in black, and grids and roads in red. Topographic maps may use different colors to represent area features.   Black represents man-made objects or cultural features like roads, bridges, borders, etc...