Bank Exams Practice Question and Answer

Q: Which of the following statements is most accurate regarding infection with parvovirus B19? 2758 0

  • 1
    Parvovirus B19 causes severe anemia because it preferentially infects erythrocyte precursors
    Correct
    Wrong
  • 2
    Parvovirus B19 can cause hydrops fetalis via transplacental infection of a fetus in a seropositive mother
    Correct
    Wrong
  • 3
    Parvovirus B19 can be diagnosed by detection of viral RNA using PCR or hybridization assays
    Correct
    Wrong
  • 4
    Parvovirus B19 replicates in the host cell nucleus utilizing a virally encoded DNA polymerase to create a double- stranded DNA intermediate
    Correct
    Wrong
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Answer : 1. "Parvovirus B19 causes severe anemia because it preferentially infects erythrocyte precursors"
Explanation :

Answer: A) Parvovirus B19 causes severe anemia because it preferentially infects erythrocyte precursors Explanation: Parvovirus B19 causes severe anemia because it preferentially infects erythrocyte precursors.   a. Parvovirus B19 binds preferentially to the erythrocyte blood group P antigen on erythroid precursor cells. Answers B, C, D are incorrect: b. after entry the single-stranded viral DNA genome is transported to the cell nucleus where the host DNA polymerase synthesizes the complimentary DNA strand. c. Parvovirus B19 infection can be diagnosed by direct detection of viral DNA not RNA. d. the fetus of a seropositive mother is protected from infection by maternal circulating antibodies.

Q: The Most Abundant Rare Gas in the Atmosphere is 2756 0

  • 1
    Xe
    Correct
    Wrong
  • 2
    He
    Correct
    Wrong
  • 3
    Ne
    Correct
    Wrong
  • 4
    Ar
    Correct
    Wrong
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Answer : 4. "Ar"
Explanation :

Answer: D) Ar Explanation: Argon is most the most abundant Rare Gas in the atmosphere. Its elemental symbol is Ar.

Q: Which of the following is a microeconomic statement? 2755 0

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    The price of personal computers declined last year.
    Correct
    Wrong
  • 2
    Unemployment was 6.8 percent of the labor force last year.
    Correct
    Wrong
  • 3
    The real domestic output increased by 2.5 percent last year.
    Correct
    Wrong
  • 4
    The general price level increased by 4 percent last year.
    Correct
    Wrong
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Answer : 1. "The price of personal computers declined last year."
Explanation :

Answer: A) The price of personal computers declined last year. Explanation:

Q: Which payment method typically charges the highest interest rates? 2755 0

  • 1
    Credit cards
    Correct
    Wrong
  • 2
    Payday loans
    Correct
    Wrong
  • 3
    Cashier's checks
    Correct
    Wrong
  • 4
    Pre-paid cards
    Correct
    Wrong
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Answer : 2. "Payday loans"
Explanation :

Answer: B) Payday loans Explanation: Both Credit cards and Payday loans payment methods typically charges the highest interest rates. When compared Payday loans seems to charge a little bit higher interest rates than Credit Cards interest rates.

Q: Velocitation is the tendency to 2753 0

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    be traveling at a speed that is faster than perceived
    Correct
    Wrong
  • 2
    be traveling at a speed that is slower than perceived
    Correct
    Wrong
  • 3
    Both A & B
    Correct
    Wrong
  • 4
    None of the above
    Correct
    Wrong
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Answer : 1. "be traveling at a speed that is faster than perceived"
Explanation :

Answer: A) be traveling at a speed that is faster than perceived Explanation: Velocitation is a phenomenon caused by driving for long periods at high speeds. A driver may experience velocitation when coming off of the highway; the change in speed makes him or her think that the car is going much slower than it actually is.   Velocitation is the tendency to be traveling at a speed that is faster than perceived.

Q: Which of the following animals have teeth in their stomach? 2753 0

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    Frogs
    Correct
    Wrong
  • 2
    Crabs
    Correct
    Wrong
  • 3
    Snakes
    Correct
    Wrong
  • 4
    Cockroach
    Correct
    Wrong
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Answer : 2. "Crabs"
Explanation :

Answer: B) Crabs Explanation:

Q: Expand CAR, in Banking Terminology? 2751 0

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    Current Applicable Ratio
    Correct
    Wrong
  • 2
    Capital Adequacy Ratio
    Correct
    Wrong
  • 3
    Capital Available Request
    Correct
    Wrong
  • 4
    Compiled Acquired Ratio
    Correct
    Wrong
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Answer : 2. "Capital Adequacy Ratio"
Explanation :

Answer: B) Capital Adequacy Ratio Explanation: Capital Adequacy Ratio (CAR) is also known as Capital to Risk (Weighted) Assets Ratio (CRAR), is the ratio of a bank's capital to its risk.   1. The capital adequacy ratio (CAR) is a measure of a bank's capital. 2. It is used to protect depositors and promote the stability and efficiency of financial systems around the world. 3. National regulators track a bank's CAR to ensure that it can absorb a reasonable amount of loss and complies with statutory Capital requirements.

Q: A secret can be told to only 3 persons in 3 minutes. Each person in turn tells 3 other persons in the next 3 minutes and the processes continues accordingly. In 30 minutes how many persons can be told this secret in this way ? 2750 0

  • 1
    88572
    Correct
    Wrong
  • 2
    77854
    Correct
    Wrong
  • 3
    99584
    Correct
    Wrong
  • 4
    55654
    Correct
    Wrong
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Answer : 1. "88572"
Explanation :

Answer: A) 88572 Explanation: Given a secret is told to 3 persons in 3 minutes.And if the process continues with each person saying 3 other persons,In 30 minutes => the rocess for 10 times because each person time is 3 minutes.Required number of persons = 3 + 32 + 33 + .... + 39 + 310   Now it forms a geometric progression,   Sum to n terms is S = arn - 1r - 1   Here a = 3, r = 3  => 59048 x 3 /2   = 88572.

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