Bank Exams Practice Question and Answer

Q: Which payment method typically charges the highest interest rates? 2554 0

  • 1
    Credit cards
    Correct
    Wrong
  • 2
    Payday loans
    Correct
    Wrong
  • 3
    Cashier's checks
    Correct
    Wrong
  • 4
    Pre-paid cards
    Correct
    Wrong
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Answer : 2. "Payday loans"
Explanation :

Answer: B) Payday loans Explanation: Both Credit cards and Payday loans payment methods typically charges the highest interest rates. When compared Payday loans seems to charge a little bit higher interest rates than Credit Cards interest rates.

Q: Which of the following is not soluble in water? 2553 0

  • 1
    copper(II) hydroxide
    Correct
    Wrong
  • 2
    sodium chloride
    Correct
    Wrong
  • 3
    silver nitrate
    Correct
    Wrong
  • 4
    potassium sulfate
    Correct
    Wrong
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Answer : 1. "copper(II) hydroxide"
Explanation :

Answer: A) copper(II) hydroxide Explanation: Sodium chloride: The solubility rules tell you that all halides are soluble with the exception of those formed with siver, mercury, and lead ions. Since this is not the case here, sodium chloride will be soluble.   Silver nitrate: It is soluble because all nitrates are soluble, without exception.   Potassium sulfate: It is soluble because all sulfates are soluble with the exception of those formed with silver, calcium, barium, mercury, lead, and strontium ions.   Copper (II) hydroxyde: It is insoluble because all hydroxides are insoluble with the exception of those formed with alkali metal ions and barium.

Q: Which phrase breaks the rule of parallel structure? 2552 0

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Answer :
Explanation :

Parallel structure means using the same pattern of words to show that two or more ideas have the same level of importance and to help the reader comprehend what is being written.. This can happen at the word, phrase, or clause level. The usual way to join parallel structures is with the use of coordinating conjunctions such as "and" or "or."

Q: The top and bottom of a tower were seen to be at angles of depression 30° and 60° from the top of a hill of height 100 m. Find the height of the tower ? 2551 1

  • 1
    42.2 mts
    Correct
    Wrong
  • 2
    33.45 mts
    Correct
    Wrong
  • 3
    66.6 mts
    Correct
    Wrong
  • 4
    58.78 mts
    Correct
    Wrong
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Answer : 3. "66.6 mts"
Explanation :

Answer: C) 66.6 mts Explanation: From above diagramAC represents the hill and DE represents the tower Given that AC = 100 m angleXAD = angleADB = 30° (∵ AX || BD ) angleXAE = angleAEC = 60° (∵ AX || CE) Let DE = h Then, BC = DE = h, AB = (100-h) (∵ AC=100 and BC = h), BD = CE tan 60°=AC/CE => √3 = 100/CE =>CE = 100/√3 ----- (1) tan 30° = AB/BD => 1/√3 = 100−h/BD => BD = 100−h(√3)∵ BD = CE and Substitute the value of CE from equation 1 100/√3 = 100−h(√3) => h = 66.66 mts The height of the tower = 66.66 mts.

Q: The product of two positive numbers is p. If each of the numbers is increased by 2, the new product is how much greater than twice the sum of the two original numbers ? 2550 0

  • 1
    p times
    Correct
    Wrong
  • 2
    2p times
    Correct
    Wrong
  • 3
    (p + 4) times
    Correct
    Wrong
  • 4
    (2p + 3) times
    Correct
    Wrong
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Answer : 3. "(p + 4) times"
Explanation :

Answer: C) (p + 4) times Explanation: Let the two no's be a and b;Given product of the no's is p = ab;If the each nos is increased by 2 then the new product will be (a+2)(b+2) = ab + 2a + 2b + 4= ab + 2(a+b) + 4= p + 2(a+b) + 4Hence the new product is (p+4) times greater than twice the sum of the two original numbers.

Q: Rs. 69 were divided among 115 family members so that each lady gets 50 paise less than each gentleman, and each gentleman received twice the paise as each lady received. Find the number of  gentlemen in the family? 2550 0

  • 1
    23
    Correct
    Wrong
  • 2
    92
    Correct
    Wrong
  • 3
    48
    Correct
    Wrong
  • 4
    52
    Correct
    Wrong
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Answer : 1. "23"
Explanation :

Answer: A) 23 Explanation: Total number of female members = 115 Let the number of males = x Number of females = y => x + y = 115  ......(1) According to the given data, x + y(0.50) = 69 ......(2) From (1) & (2), we get 0.5y = 46 => y = 46 x 2 = 92 => x = 115 - 92 = 23   Hence, required number of gentlemen in the family = x = 23.

Q: What is the Debit Balance recovery? How we can recover if we won’t have any future transactions from supplier ? 2549 0

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Answer :
Explanation :

The Debit balance recovery is usually made by raising a credit memo for the regular vendors. However if there are no future transactions from the supplier, we ask the vendor to send the check / make an EFT for the amount due from him. When payment is made to the wrong vendor or payment made in excess, in that case overpayment has gone to the vendor, so for us it is vendor debit balance. For debit balance recovery, we can either follow- up with the vendor to send us the excess amount / refund back, or we can adjust that extra amount in future invoices submitted by that vendor. In case no future transactions, we have to follow-up with the vendor, failing which we have to write off this amount.

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Answer :
Explanation :

A Windmill.

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