Bank Exams Practice Question and Answer

Q: Choose the Antonym of the following word 'Autonomy' 2520 0

  • 1
    Antipathy
    Correct
    Wrong
  • 2
    Dependence
    Correct
    Wrong
  • 3
    Antruism
    Correct
    Wrong
  • 4
    Animation
    Correct
    Wrong
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Answer : 2. "Dependence"
Explanation :

Answer: B) Dependence Explanation: 'Autonomy' means personal independence. Hence, the word 'dependence' is farthest in meaning to the given word 'Autonomy'.

Q: The arithmetic mean of the following numbers 1, 2, 2, 3, 3, 3, 4, 4, 4, 4, 5, 5, 5, 5, 5, 6, 6, 6, 6, 6, 6 and 7, 7, 7, 7, 7, 7, 7 is   ? 2520 0

  • 1
    6
    Correct
    Wrong
  • 2
    9
    Correct
    Wrong
  • 3
    7
    Correct
    Wrong
  • 4
    5
    Correct
    Wrong
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Answer : 4. "5"
Explanation :

Answer: D) 5 Explanation: Arithmatic mean = sum/members  => (1x1 + 2x2 + 3x3 + 4x4 + 5x5 + 6x6 + 7x7) / (1 + 2 + 3 + 4 + 5 + 6 + 7) => 140/28 = 5

Q: A sold an article to B at 40% profit and B sold it to C at 50% profit, then what will be profit percent with respect to A ? 2520 0

  • 1
    97 %
    Correct
    Wrong
  • 2
    110 %
    Correct
    Wrong
  • 3
    135 %
    Correct
    Wrong
  • 4
    115 %
    Correct
    Wrong
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Answer : 2. "110 %"
Explanation :

Answer: B) 110 % Explanation: % Profit with respect to A = 40 + 50 + (40 x 50)/100 = 90 + 20 = 110 %.

Q: The term metabolism is best defined as 2519 0

  • 1
    the number of calories it takes to keep from shivering on a cold day
    Correct
    Wrong
  • 2
    biochemical reactions involved in building cell molecules or breaking down molecules for energy
    Correct
    Wrong
  • 3
    the length of time it takes to digest and absorb fats
    Correct
    Wrong
  • 4
    a measure of carbohydrate utilization, typically involving measurement of calories
    Correct
    Wrong
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Answer : 2. "biochemical reactions involved in building cell molecules or breaking down molecules for energy"
Explanation :

Answer: B) biochemical reactions involved in building cell molecules or breaking down molecules for energy Explanation: Metabolism (from Greek: μεταβολή metabolē, "change") is the set of life-sustaining chemical transformations within the cells of organisms. The three main purposes of metabolism are the conversion of food/fuel to energy to run cellular processes, the conversion of food/fuel to building blocks for proteins, lipids, nucleic acids, and some carbohydrates, and the elimination of nitrogenous wastes. In brief, the chemical processes that occur within a living organism in order to maintain life is called metabolism.

Q: Cheque deposited but not cleared means 2518 0

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Answer :
Explanation :

A Bank Reconciliation Statement is a statement prepared periodically by a customer to explain the divergence (difference) between the bank balance as per cash book and the bank balance as per Pass Book. It clearly shows the two differing balances and the outstanding items which causes the balances to disagree. The objective of preparing such a statement is to know the causes of differences between the two balances and pass necessary correcting or adjusting entries in the books of the firm. But it is to be noted that some differences are automatically adjusted. For example - A cheque that has been sent for collection, but not yet collected, causes a difference between the balance as shown by the pass book and the balance as shown by the cash book, but no adjusting entry is required in the cash book for such a difference because, the bank will credit the firm’s account as soon as the cheque is collected.

Q: The process of encoding refers to 2518 0

  • 1
    getting information into memory.
    Correct
    Wrong
  • 2
    the recall of information previously learned.
    Correct
    Wrong
  • 3
    a clear memory of an emotionally significant event.
    Correct
    Wrong
  • 4
    the persistence of learning over time.
    Correct
    Wrong
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Answer : 1. "getting information into memory."
Explanation :

Answer: A) getting information into memory. Explanation: Encoding refers to the getting information into memory.

Q: Which payment type can help you stick to a budget? 2517 0

  • 1
    Payday loans
    Correct
    Wrong
  • 2
    Cash advances
    Correct
    Wrong
  • 3
    Debit cards
    Correct
    Wrong
  • 4
    Credit cards
    Correct
    Wrong
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Answer : 3. "Debit cards"
Explanation :

Answer: C) Debit cards Explanation: There are two payment types that will help you stick to your budget. 1. Cash2. Debit Card The amount in the debit card is the only amount you can spend to stay within budget. These method work because once you spend your money, you are done. You don’t have anything else to spend.   Credit cards, payday loans, and cash advances are all loans on future income. When you use a credit card, there is always just a little bit more you can spend. These types do not help you budget properly. In fact, these types encourage you to spend beyond your means and be out of budget.

Q: What group sets hunting regulations in most states? 2516 0

  • 1
    Forest management agency
    Correct
    Wrong
  • 2
    Head hunting firms agency
    Correct
    Wrong
  • 3
    Hunting outfitters agency
    Correct
    Wrong
  • 4
    A wildlife management agency
    Correct
    Wrong
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Answer : 4. "A wildlife management agency"
Explanation :

Answer: D) A wildlife management agency Explanation: A wildlife management agency sets hunting regulations in most states.     These agencies will have regular meetings where the public can voice their concerns and make suggestions. Hunters wishing to propose changes to the regulations should participate in these meetings or join a hunting organization that interacts with the agency.

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