Bank Exams Practice Question and Answer

Q: Commercial banks are funded through which of the following? 1826 0

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    Stock holders
    Correct
    Wrong
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    Government funding
    Correct
    Wrong
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    Services
    Correct
    Wrong
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    Customer deposits
    Correct
    Wrong
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Answer : 4. "Customer deposits"
Explanation :

Answer: D) Customer deposits Explanation: A commercial bank is a type of financial institution that accepts deposits, offers checking account services, makes business, personal and mortgage loans, and offers basic financial products like certificates of deposit (CDs) and savings accounts to individuals and small businesses. A commercial bank is where most people do their banking, as opposed to an investment bank.   Commercial banks are funded through customer deposits. These banks make money by providing loans and earning interest income from those loans. The types of loans a commercial bank can issue vary and may include mortgages, auto loans, business loans and personal loans. A commercial bank may specialize in just one or a few types of loans.   Customers who deposit money into these accounts effectively lend money to the bank and are paid interest. However, the interest rate paid by the bank on money they borrow is less than the rate charged on money they lend.

Q: India's longest cable-bridge inaugurated by PM Modi in which state ? 1825 0

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    Assam
    Correct
    Wrong
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    Telangana
    Correct
    Wrong
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    Gujarat
    Correct
    Wrong
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    Karnataka
    Correct
    Wrong
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Answer : 3. "Gujarat"
Explanation :

Answer: C) Gujarat Explanation: PM Modi Inaugurated India's Longest Cable Bridge in Gujarat, a four-lane bridge over the river Narmada in Bharuch. The bridge is 1344 metres long and 22.8 metres wide. It is built by Larsen and Turbo as a part of the Rs. 379 crore project of the National Highway Authority of India.

Q: Name the Indian player who was chosen by the Indian Olympic Association (IO 1825 0

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    as the flag-bearer of the Indian contingent for the opening ceremony of the Gold Coast Commonwealth Games. A) P V Sindhu
    Correct
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    Deepa Karmakar
    Correct
    Wrong
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    Saina Nehwal
    Correct
    Wrong
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    A) P V Sindhu B) Deepa Karmakar C) Saina Nehwal D)
    Correct
    Wrong
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Answer : 1. "as the flag-bearer of the Indian contingent for the opening ceremony of the Gold Coast Commonwealth Games. A) P V Sindhu"
Explanation :

Answer: A) P V Sindhu Explanation: Indian Olympic Association (IOA) chooses P.V. Sindhu as the flag-bearer of the Indian contingent for the opening ceremony of the Gold Coast Commonwealth Games. The opening ceremony will be held on April 4, 2018.

Q: Orkut’s creator Buyukkokten has launched a new social network called ________, which is available on mobile only. 1825 0

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    Caller
    Correct
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    Hello
    Correct
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    Hi
    Correct
    Wrong
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    Hay
    Correct
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Answer : 2. "Hello"
Explanation :

Answer: B) Hello Explanation: Orkut’s creator Buyukkokten has launched a new social network called Hello, which is available on mobile only. The Hello.com app is available on Android and iOS in the following countries: US, Canada, Britain, France, Australia, Brazil, Ireland. Germany, Mexico and India are next on the list and the app should be available this month.

Q: Which process removes carbon dioxide from the atmosphere? 1824 0

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    Combustion
    Correct
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    Photosynthesis
    Correct
    Wrong
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    Respiration
    Correct
    Wrong
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    All of the above
    Correct
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Answer : 2. "Photosynthesis"
Explanation :

Answer: B) Photosynthesis Explanation: Photosynthesis process removes carbon dioxide from the atmosphere. Green plants remove carbon dioxide from the atmosphere by photosynthesis.  The level of carbon dioxide in the atmosphere is maintained by several processes, including photosynthesis, respiration and combustion.

Q: Who got the ‘Transformative Chief Minister Award’ in USIBC in 2017 ? 1824 0

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    Mr. Vijay Singh
    Correct
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    Mr. Suresh Babu
    Correct
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    Mr.Chandrababu Naidu
    Correct
    Wrong
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    Mr. Achuathanan
    Correct
    Wrong
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Answer : 3. "Mr.Chandrababu Naidu"
Explanation :

Answer: C) Mr.Chandrababu Naidu Explanation: Andhra Pradesh Chief Minister Chandrababu Naidu has been selected for the  'Transformative Chief Minister Award 2017' in recognition for his role in advancing the US-India partnership at the state level.   ii. The award by the US-India Business Council (USIBC) would be presented to Mr. Naidu during the USIBC West Coast Summit in Bengaluru (the Silicon Valley) on May 8.     iii. Last year’s recipient of this award was Amitabh Kant, CEO of Niti Aayog.

Q: Which state government has implemented ‘Green Protocol’ for weddings  ? 1824 0

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    Kerala
    Correct
    Wrong
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    Goa
    Correct
    Wrong
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    Himachal Pradesh
    Correct
    Wrong
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    Telangana
    Correct
    Wrong
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Answer : 1. "Kerala"
Explanation :

Answer: A) Kerala Explanation: The Kerala government has implemented Green Protocol for making weddings more naturally in the state. The purpose of the initiative is to reduce the use of plastic in daily life. With the implementation of the protocol, use of plastic and other non-degradable articles including disposable glasses and plates and thermocol decorations will be discouraged at marriage functions. Inspections will be held at marriage halls, convention centres and hotels and other venues of the wedding ceremony in this regard and action would be taken if the protocol is violated. The state nodal agency for sanitation ‘Suchitwa Mission’ has already launched the initiative in Kannur, Ernakulam, Kollam and Alappuzha on a pilot basis. As per officials, the protocol would be implemented in the rest of the districts soon.

Q: What type of macromolecule is an enzyme? 1824 0

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    Proteins
    Correct
    Wrong
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    Saturated fats
    Correct
    Wrong
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    Phospholipids
    Correct
    Wrong
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    Lipids
    Correct
    Wrong
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Answer : 1. "Proteins"
Explanation :

Answer: A) Proteins Explanation: Enzymes are protein macromolecules. Enzymes are almost always made of proteins only. Proteins are large biopolymer molecules that are made up of repeating monomer units called amino acids. There are 20 different common amino acids that make up proteins like enzymes. Of these, nine amino acids are essential, which means you must get them from your diet. Enzymes catalyze chemical reactions in biological systems. This means that they speed up the rate of the reaction.

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