Bank Exams प्रश्न और उत्तर का अभ्यास करें

प्र: Bad loans in banking terminology are generally known as 3758 0

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    NPA's
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    Prime loans
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    BPO's
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    Prime Assets
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उत्तर : 1. "NPA's"
व्याख्या :

Answer: A) NPA's Explanation: Bad loans in banking terminology are generally known as NPA's. A Non - performing Asset (NPA) is defined as a credit facility in respect of which the interest and installment of principal have remained 'past due' for a specified period of time.

प्र: At 6′o clock a clock ticks 6 times. The time between first and last ticks is 30 seconds. How long does it tick at 12′o clock ? 3754 0

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    66 sec
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    55 sec
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    36 sec
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    24 sec
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उत्तर : 1. "66 sec"
व्याख्या :

Answer: A) 66 sec Explanation: For ticking 6 times, there are 5 intervals. Each interval has time duration of 30/5 = 6 secs At 12 o'clock, there are 11 intervals,so total time for 11 intervals = 11 x 6 = 66 secs.

प्र: Bureaucracy literally means a system of government by 3750 0

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    Elected representative
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    Officials
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    Group of landlords
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    Nominated representative
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उत्तर : 2. "Officials"
व्याख्या :

Answer: B) Officials Explanation: A bureaucracy is a way of administratively organizing large numbers of people who need to work together. The term bureaucracy literally means "rule by desks or offices". Organizations in the public and private sector, including universities and governments, rely on bureaucracies to function.

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उत्तर : 3. "16/25"
व्याख्या :

Answer: C) 16/25 Explanation: If there are total 100 candidates, 40 candidates are really capable and 60 candidates are incapable.Of the candidates who are really capable = 80% 40*(80/100)=32 pass the test andof the incapable= 30%60*(30/100)=18 pass the test.Total candidates who passed the test = 32+18 = 50The proportion of the really capable students who can pass the test to the total students who can pass = 32/50 = 16/25.

प्र: Which one of the following is not a true snake ? 3739 0

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    Blind snake
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    Glass snake
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    Sea snake
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    Tree snake
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उत्तर : 2. "Glass snake"
व्याख्या :

Answer: B) Glass snake Explanation: Glass snake is a lizard.

प्र: Transition : Change :: Immobility :  ? 3739 0

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    Stillness
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    Liveliness
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    Action
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    Busyness
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उत्तर : 1. "Stillness"
व्याख्या :

Answer: A) Stillness Explanation: Given Transition is to Change, and we know that Transition and change are Synonyms. Similarly, Immobility means not moving and synonym of immobility are motionlessness, stillness,...   Hence, Transition is to change as immobility is to stillness.

प्र: The ratio of the incomes of Pavan and Amar is 4 : 3 and the ratio of their expenditures are 3:2. If each person saves Rs. 1889, then find the income of Pavan? 3738 0

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    6548
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    5667
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    7556
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    8457
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उत्तर : 3. "7556"
व्याख्या :

Answer: C) 7556 Explanation: Let ratio of the incomes of Pavan and Amar be 4x and 3x and Ratio of their expenditures be 3y and 2y 4x - 3y = 1889 ......... I and 3x - 2y = 1889 ...........II I and II y = 1889 and x = 1889 Pavan's income = 7556

प्र: Which of the following investment choices is least risky? 3728 0

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    Renting
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    Bonds
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    Flipping
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    CD's
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उत्तर : 4. "CD's"
व्याख्या :

Answer: D) CD's Explanation: CDs are the least risky investment choice when compared to flipping, renting and bonds. A certificate of deposit (CD) is a savings certificate with a fixed maturity date, specified fixed interest rate and can be issued in any denomination aside from minimum investment requirements. A CD restricts access to the funds until the maturity date of the investment. CDs are generally issued by commercial banks. CDs are issued by the bank and are guaranteed by the government. So even if the bank goes bankrupt the investor's money is guaranteed to a certain extent. Flipping and renting are subjected to market fluctuations while bonds are not insured.

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