उत्तर : 2. "fee paid for borrowing money"
व्याख्या :

Answer: B) fee paid for borrowing money Explanation: A credit card's interest rate is the price you pay for borrowing money. For credit cards, the interest rates are typically stated as a yearly rate. This is called the annual percentage rate (APR). On most cards, you can avoid paying interest on purchases if you pay your balance in full each month by the due date. Your APR is expressed in terms of a year, but credit card companies use it to calculate charges over your monthly statement period.