General English Practice Question and Answer

Q:

Improve the bracketed part of the sentence.

I don't want an award (for help to you).

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  • 1
    to have helped you
    Correct
    Wrong
  • 2
    for helping you
    Correct
    Wrong
  • 3
    for helping to you
    Correct
    Wrong
  • 4
    no improvement
    Correct
    Wrong
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Answer : 2. "for helping you"

Q:

Directions: In the following passage, some of the words have been left out. Read the passage carefully and select the correct answer for the given blank out of the four alternatives.

_____ that does not extend credit

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  • 1
    structure
    Correct
    Wrong
  • 2
    ideology
    Correct
    Wrong
  • 3
    system
    Correct
    Wrong
  • 4
    scheme
    Correct
    Wrong
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Answer : 3. "system"

Q:

Select the option that will improve the underlined part of the given sentence. In case no improvement is needed, select 'No improvement required'.

I noticed some strawberries grown in which of the gardens.

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  • 1
    growing in which of
    Correct
    Wrong
  • 2
    grows upon one of
    Correct
    Wrong
  • 3
    No improvement required
    Correct
    Wrong
  • 4
    growing in one of
    Correct
    Wrong
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Answer : 4. "growing in one of"

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Answer : 1. "a"

Q:

Read the following passage carefully and give the answer of following questions.

The problem of water pollution by pesticides can be understood only in context, as part of the whole to which it belongs – the pollution of the total environment of mankind. The pollution entering our waterways comes from many sources, radioactive wastes from reactors, laboratories and hospitals; fallout from nuclear explosions; domestic wastes from cities and towns; chemical wastes from factories. To these is a added a new kid of fallout - the chemical sprays applied to crop lands and gardens, forests and fields. Many of the chemical agents in this alarming melange initiate and augment the harmful effects of radiation, and within the groups of chemicals themselves there are sinister and little - understood interactions, transformations and summations of effect.

Ever since the chemists began to manufacture substances that nature never invented, the problem of water purification have become complex and the danger to users of water has increased. As we have seen, the production of these synthetic chemicals in large volume began in the 1940’s. It has now reached such proportion that an appalling deluge of chemical pollution is daily poured into the nation’s waterways. When inextricably mixed with domestic and other wastes discharged into the same water, these chemicals sometimes defy detection by the methods in ordinary use by purification plants. Most of them are so complex that they cannot be identified. In rivers, a really incredible variety of pollutants combine to produce deposits that sanitary engineers can only despairingly refer to as “gunk”.

All the following words mean ‘chemicals’ except:

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  • 1
    sands
    Correct
    Wrong
  • 2
    substances
    Correct
    Wrong
  • 3
    Pesticides
    Correct
    Wrong
  • 4
    Deposits
    Correct
    Wrong
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Answer : 1. "sands"

Q:

Directions: Read the passage given below and answer the questions that follow by choosing the correct/most appropriate options.

AU Small Finance Bank Limited is an Indian Small Finance Bank, based in Jaipur, India. It was founded as vehicle finance company AU Financiers (India) Ltd. in 1996 and converted to a small finance bank on April 19, 2017.

AU Small Finance Bank serves low and middle-income individuals and micro and small businesses that have limited or no access to formal banking and finance channels. The Bank offers loans, deposits, and payment products and services. AU Small Finance Bank ranked 355 in the list of Fortune India 500 (2019) companies, with annual revenue of 3410.87 crore (US$427 million) and Total B/S Assets of 31198.68 crore (US$ 3.9 billion).

AU Bank enjoys a long-term credit rating of "AA-/Stable" from CRISIL Ratings, ICRA Ratings, India Ratings and CARE Ratings.

The company was founded by Sanjay Agarwal (Managing Director and CEO of AU Small Finance Bank) as a private limited company, and publicly listed in an IPO on June 29, 2017. A merit holder Chartered Accountant and a first-generation entrepreneur, he holds ~ 28.5% stake in the bank. He is supported by a team of 23486 employees.

AU Small Finance Bank is listed on NSE and BSE with a market capitalisation of ~ 37942 crore. On its first day of trading, the stock rose 51% to be the most expensive bank in India based on price-to-book. In November 2017, the Reserve Bank of India added the bank to its schedule of commercial banks, further improving the bank's growth prospects by reducing the cost of short-term funds and improving the bank's ability to provide services.

Over the years, the Bank has attracted marquee investors like IFC, Warburg Pincus, Temasek Holdings, Nomura, Kotak Mahindra MF, etc. Private equity companies that provided venture capital, including Warburg Pincus and International Finance Corporation, made partial exits for as much as nine times their original investment.

Due to its history as a vehicle finance company, as of March 2018 almost all the loans made by AU Small Finance Bank were secured, unlike most small finance banks that have unsecured loans due to their background in microfinance. This provides lower yields (lower interest rates) than unsecured loans, so the bank has been particularly active in growing its deposits, as bank deposits have a lower cost than other sources of funds. It has also sought to diversify into savings products like deposits, payment/transaction banking, distribution of third-party products, and additional loan products thereby positioning itself as a holistic financial products and services provider.

As on June 30, 2021, AU Small Finance Bank's distribution network............... 758 Banking Touchpoints and 23486 employees spread contiguously across 15 states and two Union Territories with over 2 million customers.

The bank has operations in 15 States and two Union Territories, with Rajasthan, Gujarat, Maharashtra, and Madhya Pradesh being key states. It is one of the largest banks by a number of locations in its home state of Rajasthan.

Who is the founder of AU Small Finance Bank?

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  • 1
    Sanjay Agarwal
    Correct
    Wrong
  • 2
    Uday Kotak
    Correct
    Wrong
  • 3
    Shanti Lal Jain
    Correct
    Wrong
  • 4
    A. Manimekhalai
    Correct
    Wrong
  • 5
    Dinesh Kumar Khara
    Correct
    Wrong
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Answer : 1. "Sanjay Agarwal"

Q:

Read the following passage and answer the questions given after it.

Tens of thousands of people who lost their homes in a catastrophic earthquake huddled around campfires in the bitter cold and clamoured for food and water on Thursday, three days after the temblor hit Turkey and Syria and killed more than 19,300 on Monday, 6th February, 2023.

Emergency crews used pick axes, shovels and jackhammers to dig through twisted metal and concrete - and occasionally still pulled out survivors. In the Turkish city of Antakya, dozens scrambled for aid in front of a truck distributing children's coats and other supplies. Many of those who lost their homes found shelter in tents, stadiums and other temporary accommodation, but others slept outdoors. In Antakya, over 100 bodies were awaiting identification in a makeshift morgue outside a hospital.

Authorities called off search-and-rescue operations in the cities of Kilis and Sanliurfa, where destruction was not as severe as in other impacted regions. The U.N. is authorised to deliver aid through only one border crossing, and road damage has prevented that thus far. U.N. Officials pleaded for humanitarian concerns to take precedence over wartime politics.

The scale of loss and suffering remained massive. Turkish authorities said on Thursday that the death toll had risen to more than 16,100 in the country, with more than 64,000 injured. In Syria, which includes government-held and rebel-held areas, more than 3,100 have been reported dead and more than 5,000 injured.

Rescue teams urged quiet in the hope of hearing stifled pleas for help, and the Syrian paramedic group known as the White Helmets noted that every second could mean saving a life. But more and more often, the teams pulled out dead bodies.

It was not clear how many people were still unaccounted for in both countries. Turkey's disaster-management agency said more than 110,000 rescue personnel were now taking part in the effort and more than 5,500 vehicles, including tractors, cranes, bulldozers and excavators had been shipped.

The Foreign Ministry said 95 countries have offered help. More than half of that number have sent a total of nearly 6,500 rescuers. Another 2,400 more are still expected to arrive. International aid for Syria was far more sparse.

Efforts there have been hampered by the civil war and the isolation of the rebel-held region along the border that is surrounded by Russia-backed government forces.

Why is the International aid much lesser in Syria than in Turkey?

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  • 1
    Because Syria is a war –torn country and there are areas under rebels.
    Correct
    Wrong
  • 2
    Because the destruction was not as severe in Syria as in Turkey.
    Correct
    Wrong
  • 3
    Because the UN is allowed only one border crossing and Syria is not allowing that.
    Correct
    Wrong
  • 4
    Because the roads have been damaged there
    Correct
    Wrong
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Answer : 1. "Because Syria is a war –torn country and there are areas under rebels."

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