Choose the correct Hindi translation of the given word from the following:
 Agenda

Direction: Read the following passage carefully and answer the questions given below it. Certain words are given in bold to help you locate them while answering some of the questions.

The effects of the worst economic downturn since the Great Depression are forcing changes on state governments and the U.S. economy that could linger for decades. By one Federal Reserve estimate, the country lost almost an entire year's worth of economic activity – nearly $14 trillion – during the recession from 2007 to 2009. The deep and persistent losses of the recession forced states to make broad cuts in spending and public workforces. For businesses, the recession led to changes in expansion plans and worker compensation. And for individual Americans, it has meant a future postponed, as fewer buy houses and start families. Five years after the financial crash, the country is still struggling to recover." In the aftermath of [previous] recessions there were strong recoveries. That is not true this time around," said Gary Burtless, a senior fellow at the Brookings Institution. "This is more like the pace getting out of the Great Depression." For years, housing served as the backbone of economic growth and as an investment opportunity that propelled generations of Americans into the middle class.

But the financial crisis burst the housing bubble and devastated the real estate market, leaving millions facing foreclosure, millions more underwater, and generally stripping Americans of years' worth of accumulated wealth. Anthony B. Sanders, a professor of real estate finance at George Mason University, said even the nascent housing recovery can't escape the effects of the recession. Home values may have rebounded, he said, but the factors driving that recovery are very different than those that drove the growth in the market in the 1990s and 2000s. Sanders said more than half of recent home purchases have been made in cash, which signals investors and hedge funds are taking advantage of cheap properties. That could freeze out average buyers and also mean little real economic growth underpins those sales. Those effects are clear in homeownership rates, which continue to decline. In the second quarter of this year, the U.S. homeownership rate was 65.1%, according to Census Bureau data, the lowest since 1995. In the mid-2000s, it topped 69%, capping a steady pace of growth that began after the early 1990s recession. Reversing that will be a challenge, in part because credit has tightened and lending rules have been toughened in an effort to avoid the mistakes that inflated the housing bubble in the first place.

"Credit expanded, and now contracted, and it's going to be tight like this as far as the eye can see," Sanders said. "We so destroyed so many households when the bubble burst, there's just not the groundswell to fill the demand again." Some are skeptical that the tight credit market and new efforts to regulate the financial markets, like the Dodd-Frank law, will prove lasting. Americans have often responded with calls for regulation after financial sector-driven crises and accusations of mismanagement, according to Brookings' Burtless. "But eventually, those fires cool down," he said. "It's not as though this memory of what can go wrong sticks with us very long." That can be seen in the intense efforts to water down Dodd-Frank's regulations, Burtless said. Federal regulators have already made moves to relax requirements for some potential homeowners who were victims of the recent housing crisis. Even those steps and an unlikely return to easy credit might not fuel a full housing recovery without economic growth to back it up. As Sanders, referring to the growth in low-wage and part-time employment, put it: "At those wages, it's tough to scramble together down payments and mortgages’’.

 "Turmoil in the housing market has already reshaped the makeup of households nationwide. Homeownership rates among people with children under 18 fell sharply during the recession, declining 15% between 2005 and 2011, according to Census Bureau data. In some states it was far worse. For Michigan, the decline in homeownership was 23%, and in Arizona and California it was 22%. Lackluster job growth has outlived the downturn. A study by the Economic Policy Institute showed wages for all workers, when adjusted for inflation, grew just 1.5% between 2000 and 2007. But the last five years wiped out even those modest gains—the study found wages declined for the bottom 70% of all workers since the recession began. However, some areas have seen manufacturing jobs climb back from recessionary lows, and the energy sector has been a boon for some Midwestern states. One hopeful sign for workers is the shift away from manufacturing growth in the typically low-wage South back toward the Rust Belt states, reversing a movement that was taking hold before the downturn. That trend is documented in a 2012 report from the Brookings Institution, "Locating American Manufacturing: Trends in the Geography of Production.’’

"From 2000 to 2010, both the Midwest and South lost manufacturing jobs at about the national rate of 34%. But the Midwest has seen nearly half of all manufacturing jobs gained since 2010, almost double the increase in the South. For Michigan, the growth was 19%; in Indiana, 12%. Even with that growth, there are caveats. Autoworker unions have ceded ground with companies on wages and benefits, for example, allowing new hires to work for lower pay and fewer benefits than those who've held their jobs longer. Unemployment remains stubbornly high in some states, and the jobs created have leaned heavily toward part-time and low-pay work. A study from the San Francisco Federal Reserve found the proportion of U.S. jobs that are part-time is high, as many of the jobs lost during the recession have not returned.

Choose the word/group of words which is most similar in meaning to the word/group of words printed in bold as used in the passage.
Q. Downturn

Directions: Read the following passage and answer the questions as directed.

We expect individuals (I) to take charge of their lives, to assume responsibility for their decisions. But when individuals group together, a problem arises. Groups can’t take charge of themselves, nor can every member simultaneously take charge of the entire group. Someone from the group is invariably asked to show the way, to become the primary agent, to lead. Yet, not everyone who occupies high office is a leader. A person who merely (II) or has management skills is not a leader. Moreover, not everyone who assumes the role of a leader is able to play it well. What qualities then make for a leader? Which (A)virtues are required to provide ethical leadership? I suppose there is little new (III). But let me still give it a shot in the hope that it serves as a good reminder. And in the election year, why not focus on qualities necessary for political leadership?

If a person is chosen to lead the group, it is her responsibility to take care of the interest of each person of the entire group. This often (B)____ putting collective interest before her own interest or that of her

preferred group. For this to happen, she must first be able to identify the common good, to have a grasp of what is acceptable to all, to have an inclusive vision. This requires an infinite capacity to listen to others, to learn from them, to have the intellectual ability to critically examine and evaluate what everyone wants and needs, and then put them all together. Since this intellectual formulation can only be the first step, an estimate of the real quality of a decision is not known until it is implemented; ______(C) _______.
 This requires him to keep his ear to the ground, listen patiently to criticism to judge if his policies are working. He must not be defensive when criticised, or evade uncomfortable questions, but face criticism head on and be able to sift the wheat from the chaff. It also necessitates that a leader show flexibility and an ability for course correction by admitting mistakes. He should know that one’s stature is not diminished by accepting fallibility. A leader must be a good communicator, and that is greatly helped if he has a way with words. But all the rhetorical flourish is of no avail if the speech lacks sincerity and conviction. Finally, a good leader knows that nothing can be achieved without the collective expertise and wisdom of a support team.
 It is equally tempting to pick those one has taken a fancy to, who are personally loyal. But such people often lack spine. (D)Fearful people with poor ability can never offer good advice to their leader and could allow bad decisions to prevail that push the country down a ruinous path. Besides, they are often among the first to backstab the leader once out of power. Thus, personal likes and dislikes too must be set aside.

Which of the following words can replace the word given in bold in (A) without changing the meaning of the sentence?

Read the given passage and answer the questions that follow.

My grandmother, like everybody’s grandmother, was an old woman. She had been old and wrinkled for the twenty years that I had known her. People said that she once had been young and pretty and had even had a husband, but that was hard to believe. My grandfather’s portrait hung above the mantelpiece in the drawing room. He wore a big turban and loose fitting clothes. His long, white beard covered the best part of his chest and he looked at least a hundred years old. He did not look the sort of person who would have a wife or children. He looked as if he could only have lots and lots of grandchildren. As my grandmother being young and pretty, the thought was almost revolting. She often told us of the games she used to play as a child. That seemed quite absurd and undignified on her part and we treated it like the fables of the Prophets she used to tell us.

Select the most appropriate inference drawn from the passage.

Identify the word in which the end sound is different from the other words.

In the following question, the sentence given with blank to be filled in with an appropriate word. Select the correct alternative out of the four and indicate it by selecting the appropriate option.

A large crowd ____________ to get a glimpse of their favourite star.

Comprehension: In the following passage, some words have been deleted. Read the passage carefully and select the most appropriate option to fill in each blank.
 Yoga is a personal journey for everyone as now most people are turning to it, not for fitness (1) ________, but for the union of both, body and soul. Yoga is an ancient practice that (2) _________ in India. It involves movement, meditation and breathing (3) _________ to promote mental and physical well-being. There are many styles of yoga. A person should (4) __________ a style based on their goals and fitness level. If yoga and pranayam are complemented with other forms of spiritual practice to purify the mental body and other bodies, then a person can achieve rapid spiritual progress in his lifetime. Thus a person can make progress to achieve the purpose of life which is to (5) __________ with God.

Select the most appropriate option to fill in blank number 2.

Funny stories made me and my brother_________.

Funny stories made me and my brother_________.