Answer : 3. "निर्यात कर्ताओं को ऋण देना"
Explanation :

The correct answer is Lending money to the public. Lending money to the public is not a function of RBI. The Reserve Bank of India is the central bank and regulatory body of India under the jurisdiction of the Ministry of Finance, Government of India. It is responsible for the issue and supply of the Indian rupee and regulation of the Indian banking system.